Serving Regina & surrounding areas since 1999.

We are The Bank - No Credit Checks, no Hassle

Drive away today.

What sets us apart

Simple, in-house financing backed by decades of trust. We do things differently because very few dealerships in Saskatchewan offer what we do. We’re one of the only dealerships in Saskatchewan offering true Buy Here Pay Here financing.

No banks involved!

  • No Credit Checks

    Your credit history doesn't matter to us. We focus on your ability to pay.

  • No Proof of Income

    Skip the paperwork hassle. We keep the requirements simple.

  • Direct Payments

    You make payments directly to us - no banks or lenders involved.

  • Choose Your Dates

    Pick payment dates that work for your schedule and budget.

What you need to get started:

Valid Saskatchewan License

Current SK driver's license required

Down Payment

Amount varies by vehicle

Banking Information

Void cheque or pre-authorized debit form

All loans designed to be paid off in UNDER 2 YEARS

No long-term debt, no surprises

Must live within 2 hours from Regina

Current Inventory

How it works:

Getting into your next vehicle is easier than you think. Here's our simple 3-step process.

Choose Your Car

Browse our selection of quality pre-owned vehicles and find the perfect match for your needs.

Make a Down Payment

Down payment varies by car. We'll work with you to find an amount that fits your budget.

Drive Away Today

Complete the simple paperwork and drive off the lot the same day. It's that easy!

Our Reviews

  • ★★★★★

    Feels like buying a car from a family friend!! I absolutely adore the people here. Sasha is such a wonderful woman!! The hospitality is so genuine. Right from the customer service, to the transparency, the compassion, the honesty, the diversity, the welcoming, the high spirits, the respect, the relationship building, right down to the final payment of the vehicle. They are pure and genuine people that want to work with you, in your favour, from start to finish. Honesty goes a long way in vehicle purchasing/sales and as soon as you walk through those gates into the lot just know, you are in good hands with Utility Auto. I 100% recommend them! Nothing is hidden in any fine print, everything is laid out in front of you. All questions are always answered truthfully. The process is always super easy. The in house financing is a really great option! I have purchased in the past and again. Best dealership in Regina!

    - Grace, Google Review

  • ★★★★★

    The team at Utility Auto was incredibly easy to work with. I was in a tight position financially and needed a car to be able to get to work, and they set me up with my now beloved 1988 Oldsmobile. They were willing to listen to my situation and work with me to find a solution despite not being obligated to do so. They have always been very understanding and their in-house financing is better than you will get at any other car lot. Probably my favourite car I’ve ever owned, and by far the easiest car to get in terms of financing. Thank you Utility!

    - Stvangr, Google Review

  • ★★★★★

    Awesome place to get a vehicle, 100% will recommend them. They are nice and friendly to work with. Thanks UAS!

    - Isaiah Stonechild, Google Review

  • ★★★★★

    Ian was fantastic to deal with . The staff are very friendly and easy to talk to.

    - Kamala Singh, Google Review

  • ★★★★★

    Very nice people, worked very fast on my approval wasted no time getting me into a vehicle... happy with my purchase.

    - EE, Google Review

  • ★★★★★

    Talk about amazing service. And a ton of great People at Utility Auto. I highly recommend this place 💯 if your looking for the best service and vehicle in your future 😉

    - Sunny Kinistino, Google Review